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Financial obligations settlement request

Struggling to repay? Apply for a court-supervised plan to settle debts in instalments.

What it is

An application for a court-supervised plan to settle personal debts by instalments or restructuring, where the law of your country provides for it.

Who it’s for: For individuals who can no longer meet their repayments but want an orderly, lawful solution.

What’s included

  • Eligibility review under local rules
  • Schedule of debts and proposed plan
  • Application drafted in Arabic
  • Guidance on next steps with creditors

Not included / limits

  • Negotiating individually with each creditor
  • Court, government, translation and notary fees (paid separately at cost)
  • Filing the document or attending hearings on your behalf, unless agreed separately

What we need from you

Upload these in your private case room after booking. Clear copies or photos are fine.

  • Copy of your ID: Emirates ID in the UAE, national ID or passport elsewhere (residents abroad: passport)

  • List of all debts: lender, amount, monthly instalment, status

  • Salary certificate or proof of income, and bank statements (last 6 months)

  • Any cases, travel bans or cheques already filed against you

  • Family and living expenses summary

Country notesUnited Arab Emirates

The UAE has a federal framework for settling the financial obligations of individuals; eligibility conditions apply.

Not every country offers an equivalent procedure; the lawyer will confirm the route available to you.

Court documents are prepared in Arabic. Each country (and in the UAE, each emirate or free-zone court) has its own forms, deadlines and filing portal; the lawyer adapts the document accordingly.

Documents in other languages may need a certified legal translation before they can be filed. Government, court, translation and notary fees are not included and are paid separately at cost.

How it works

  1. 1

    Book the package and describe what you need

  2. 2

    Upload the documents on the checklist in your case room

  3. 3

    The lawyer reviews them and asks any clarifying questions

  4. 4

    You receive the first draft by the delivery date

  5. 5

    Send your comments; the lawyer revises within the included rounds

  6. 6

    Receive the final version with guidance on signing, filing or sending

Delivery

First draft within 7 working days after all essential documents are received

Format

PDF and editable Word file, in Arabic (English copy on request)

Revisions

One round of revisions

Follow-up

Questions about the delivered document answered for 14 days

FAQs

Will this stop cases against me?+

In some systems an accepted application can pause certain proceedings. This depends on the country and the court’s decision.

Do I need all bank statements?+

Yes for each account with debts or salary. Complete financial information is essential for the application.

What if I don’t have every document on the list?+

Upload what you have. The lawyer will tell you what is essential and what can be described instead; the delivery time starts once the essentials are received.

Are court or government fees included?+

No. The package covers the lawyer’s work only. Any court, government, translation or notary fees are paid separately at cost.

General information about the service, not legal advice. These details are being reviewed by our lead counsel.